“Our strategic alliance with Calibo allows us to streamline loan processes, making credit more accessible to small businesses and supporting economic growth. We chose Calibo because of their proven track record in digital innovation and their commitment to speed, efficiency, and trust.”
Robert Farr
President & CEO, First State Bank and Bank313
Digital Onboarding
- Borrowers apply online through a fully digital, paperless process.
- Built-in KYC and document verification streamline approvals.
- Omnichannel access for both bankers and business owners.
AI-Assisted Underwriting
- The Underwriting Co-Pilot extracts, structures, and analyzes financial data in seconds.
- Confidence scoring highlights where human review is needed.
- Combines AI efficiency with human oversight for fairness and accuracy.
Transparent Decisioning
- Underwriters view explainable AI insights before final approval.
- Full audit trails and policy version control support compliance.
- Role-based access ensures data integrity and governance.
End-to-End Loan Management
- Automates every stage from origination to closing.
- Centralized task tracking and alerts keep teams aligned.
- Integrates with core banking systems for seamless operations.
Built for Modern Lending
End-to-End Automation
Manages the full lending lifecycle — from lead capture to loan closure — in one place.
AI Underwriting Co-Pilot
Extracts and analyzes financial data in seconds, guiding underwriters with explainable insights.
Governed Data and Security
Bank-grade encryption, audit trails, and role-based controls built into every workflow.
Configurable Workflows
Adapt lending products and approval paths to any market or regulatory need.
Real-Time Analytics
Dashboards that track applications, approvals, and portfolio trends to inform faster decisions.
Scalable Architecture
Extendable framework ready to support new products and markets — from Detroit to India.
